M
API Matrix

Moov API

Finance / API Key Intermediate HTTPS
Varies by plan (check documentation)
72 Score
Grade B
Visit Official Site Compare Alternatives

Overview

Moov is a modern payments infrastructure API that makes it straightforward for platforms to send, receive, and store money. You can create wallets, link bank accounts, and initiate ACH transfers or card payments through a single unified API. It is designed for developers building embedded financial services, marketplaces, or payment applications in the US.

💡

Beginner Tip

Moov uses OAuth 2.0 client credentials — generate a token with the required scopes for your use case before calling any endpoint; tokens expire after one hour.

Available Data

Moov data via REST API
JSON-formatted response data
Requires API key authentication

Example Response

JSON Response 
{
  "status": "success",
  "data": {
    "result": "Data from Moov",
    "description": "The Moov API makes it simple for platforms to send, receive, and store money",
    "timestamp": "2025-01-15T10:00:00Z"
  }
}

Field Reference

accountID UUID uniquely identifying a Moov account for an individual or business.
accountType Type of account: individual or business.
displayName Human-readable name for the account used in the Moov dashboard.
capabilities List of enabled capabilities on the account such as transfers or send-funds.
createdOn ISO 8601 timestamp of when the account was created.

Implementation Example 

// ⚠️ Note: This URL may be a documentation page. Check official docs for actual API endpoint.
const url = "https://docs.moov.io/api/";
// Replace headers or query params with the values required by this API.
const response = await fetch(url, {
  headers: {
  "X-API-Key": "YOUR_API_KEY"
  }
});
if (!response.ok) throw new Error(`Request failed: ${response.status}`);
const data = await response.json();
console.log(data);

What Can You Build?

Note: These code examples are AI-generated and unverified. Always refer to the official API documentation for accurate usage.

Common Errors & Troubleshooting

401 Unauthorized Access token is missing, expired, or lacks required scopes
✓ Request a new OAuth token with the exact scopes needed for your endpoint; tokens expire after one hour.
422 Unprocessable Entity Submitted data fails validation, such as an invalid routing number
✓ Check the Moov API docs for required field formats; routing numbers must be exactly 9 digits and pass checksum validation.
409 Conflict Attempting to create a resource that already exists
✓ Check if the account or bank account already exists before creating; use GET requests to verify existence first.

Matrix Score Breakdown

🌐 Reachability 30/30
⚡ Speed 5/20
🔒 Security 15/15
🛠 Developer XP 12/20
✓ Reliability 10/15

Partially tested on Apr 5, 2026

Technical Specifications

Auth API Key
HTTPS REQUIRED
CORS UNKNOWN
Category Finance
Difficulty Intermediate
Verified: 2026-04-04

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